Illinois 38, Northwestern 28 Postgame

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#153      
Nah, the end game should be putting guys in the league or at least off to a better start in real life than they would have had without college athletics and an experience at U of I.

School isn't the end game for these kids.
You kind of disagree with yourself there a little. I agree 100% that most (not all) of the players are majoring in football, with the goal of making it to the NFL. However, if they don't get a degree while at any university, I'm not sure how playing college football is going to prepare them to be off to a 'better start in real life". Given the fact that only 250 players are drafted annually out of about 16,000 college football players (about 1.6%), I would hope that that the 98.4% of college football players not making the league understand that the degree will do more for preparing them for the real world than just being a football player.
 
#155      
You kind of disagree with yourself there a little. I agree 100% that most (not all) of the players are majoring in football, with the goal of making it to the NFL. However, if they don't get a degree while at any university, I'm not sure how playing college football is going to prepare them to be off to a 'better start in real life". Given the fact that only 250 players are drafted annually out of about 16,000 college football players (about 1.6%), I would hope that that the 98.4% of college football players not making the league understand that the degree will do more for preparing them for the real world than just being a football player.
Very slim odds for most. A dream is not a plan. Unless you’re a star prospect, the degree should be a high priority. Otherwise you’ve wasted 4-6 years and a huge opportunity, only to find yourself at a disadvantage in the job market.

Better to hedge your low odds bet. The network guy commented Saturday that one of the Northwestern starters has earned two master’s degrees. Obviously a wise young man.
 
#156      
The article I found was written earlier this year. With the loss of OSU and Illinois this season, 0-6 it is.
 
#158      
Plus he could get a gigantic insurance policy that pays off big if he gets hurt in the bowl game.
It's up to Pat though obviously and I'm good with whatever he decides to do.
Those insurance policies are generally purchased/issued by Lloyd's of London. While you're right, the insurance is there, the stipulation on those policies is that you NEVER play professional football again. You get paid the limits purchased, but it's at the expense of your career.

The misconception with the "they have insurance" is that it's a stop gap between the injury and playing again. It's not. It pays you the limits of the policy and that varies.

If Caleb Williams purchases it, the policy limits purchased are what the individual is deemed to be worth professionally. So, a Lloyd's policy would cover him for 7.5M dollars(just an example), but again...if he collects, he's done.

For a guy like Pat, he may get 500K in coverages, but if he collects....he's done. He cannot continue on with a career that provides pay for play.

I cringe when I hear people throw insurance out there as protection. If you blow out your knee, it's there, but the decision is to collect and quit or rehab, get drafted, get paid and the policy expires.

This is the one really good thing about NIL. If you play your cards right, that's all of the protection that you need.

I'm the head of underwriting for a large firm, so this is the meaningless value I bring to the board. :)
 
#159      
I disagree that star players sit. Rules need to change - if you’re getting paid NIL you should be required to play.
This is a GREAT point that I've never considered. If you're getting money upfront to play a season, which in essence is a contract, you should play it out...pending injury of course.

There's something to be said about not breaking a contract where pay for play is the term, but then not play(which breaks the terms of the contract) because you want more money somewhere else.
 
#160      
I disagree that star players sit. Rules need to change - if you’re getting paid NIL you should be required to play.
It can't be if only for the fact that NIL can't be pay to play, as has been discussed before in the basketball forum.

I also disagree that the rule needs to change, but I have a pro-player bias. If a young person has a chance to secure a huge bag in the league, they should go for it and protect themselves at all costs. I'd appreciate it if PB13 played in our bowl, but him deciding to sit out to protect his draft stock wouldn't diminish his accomplishments in my eyes, either.

I tend to think about it as if it were my son playing. I'd want my son to do what he was comfortable with (it should ultimately be his decision) and would not be upset if he decided that thinking long term was the way to go. Very few people have the chance to see the multi-millions professional contracts can offer. I could never begrudge someone going for that.
 
#161      
This is a GREAT point that I've never considered. If you're getting money upfront to play a season, which in essence is a contract, you should play it out...pending injury of course.

There's something to be said about not breaking a contract where pay for play is the term, but then not play(which breaks the terms of the contract) because you want more money somewhere else.
But NIL by legal definition isn't pay for play and has nothing to do with playing for a specific school, it's just paying a person to show up at events completely unassociated with the school... *cough*

Once there's some sort of collective bargaining agreement and long term contracts, this type of bowl game clause may happen, but until then, not so much. And even then, I'm not sure adding such a clause would be all that likely unless the bowl game participation is treated more like a bonus than a requirement.
 
#162      
It can't be if only for the fact that NIL can't be pay to play, as has been discussed before in the basketball forum.

I also disagree that the rule needs to change, but I have a pro-player bias. If a young person has a chance to secure a huge bag in the league, they should go for it and protect themselves at all costs. I'd appreciate it if PB13 played in our bowl, but him deciding to sit out to protect his draft stock wouldn't diminish his accomplishments in my eyes, either.

I tend to think about it as if it were my son playing. I'd want my son to do what he was comfortable with (it should ultimately be his decision) and would not be upset if he decided that thinking long term was the way to go. Very few people have the chance to see the multi-millions professional contracts can offer. I could never begrudge someone going for that.
Excellent way to analyze it. At this point PFF has PB13 listed as a mid-fourth round NFL draft pick. I just looked it up and was surprised that this would mean a guaranteed 4 year contract at about $4.5 to $4.8 million dollars, which is more than I expected. That is a lot of money to risk for one bowl game and if it were my son I would probably counsel them against playing IF asked for my opinion.
In contrast, a 3rd round pick goes from $5.5 million to $6 million dollars guaranteed. Estimates vary, but only about 60% of NFL players get a second contract, which is consistent with the incredible statistic that the average NFL career is only 3.3 years.
So ultimately, looking at it from the outside, the financial question that PB13 needs to realistically answer for himself is whether a great performance in the Citrus Bowl could help boost him up to the 3rd round and an additional $1million plus in guaranteed compensation. Yes, it would need to be followed by a great Senior Bowl and a slightly faster than expected time in his individual and combine workouts after extensive additional specialized speed training, but with what is at stake does anyone doubt that with PB13's work ethic that it could happen?
Playing would be the first step in a $1 million plus bet on himself. I predict that he will play.
 
#164      
Those insurance policies are generally purchased/issued by Lloyd's of London. While you're right, the insurance is there, the stipulation on those policies is that you NEVER play professional football again. You get paid the limits purchased, but it's at the expense of your career.

The misconception with the "they have insurance" is that it's a stop gap between the injury and playing again. It's not. It pays you the limits of the policy and that varies.

If Caleb Williams purchases it, the policy limits purchased are what the individual is deemed to be worth professionally. So, a Lloyd's policy would cover him for 7.5M dollars(just an example), but again...if he collects, he's done.

For a guy like Pat, he may get 500K in coverages, but if he collects....he's done. He cannot continue on with a career that provides pay for play.

I cringe when I hear people throw insurance out there as protection. If you blow out your knee, it's there, but the decision is to collect and quit or rehab, get drafted, get paid and the policy expires.

This is the one really good thing about NIL. If you play your cards right, that's all of the protection that you need.

I'm the head of underwriting for a large firm, so this is the meaningless value I bring to the board. :)
I think we agree, insurance is for worse case scenarios only
 
#165      
if he pays back the payout because he can sign a contract after healing, Im pretty sure he can carry on as a pro

EVERYTHING is negotiable
 
#166      
But NIL by legal definition isn't pay for play and has nothing to do with playing for a specific school, it's just paying a person to show up at events completely unassociated with the school... *cough*

Once there's some sort of collective bargaining agreement and long term contracts, this type of bowl game clause may happen, but until then, not so much. And even then, I'm not sure adding such a clause would be all that likely unless the bowl game participation is treated more like a bonus than a requirement.
If so, you can cash the check but refuse to play any games, right? You just need to show up?
 
#168      
Sad Will Ferrell GIF by First We Feast
 
#169      
Does this mean Briggs is not playing in Citrus Bowl? Or just driving down to meet us in Florida
 
#170      
You kind of disagree with yourself there a little. I agree 100% that most (not all) of the players are majoring in football, with the goal of making it to the NFL. However, if they don't get a degree while at any university, I'm not sure how playing college football is going to prepare them to be off to a 'better start in real life". Given the fact that only 250 players are drafted annually out of about 16,000 college football players (about 1.6%), I would hope that that the 98.4% of college football players not making the league understand that the degree will do more for preparing them for the real world than just being a football player.
I think this perspective misses some key points. I took a number of classes in college that did little to prepare me for "the real world." However, for those who don't end up in the NFL, there are still invaluable lessons learned from success in team sports that are great life lessons such as the rewards of team success, how to work together as a team, how to originally come together as a team, how to weather the highs and lows of success and failure, next man up, early morning workouts, balancing multiple workloads, confident communications, and I could go on and on.

What we learn in the classroom helps us in our field of study but many of us end up in different fields. The lessons learned on a successful team are applicable across all of life.
 
#171      
If so, you can cash the check but refuse to play any games, right? You just need to show up?
It's actually not even associated. The NIL is technically paid for showing up to events like signings, ads, appearances, etc., so you don't even need to show up at games let alone refuse to play in them. You show up at the scheduled events you get your NIL. Now for the scheduled events there are most certainly additional clauses that may allow you to miss or reschedule, but that's the gist of it. NIL is for legal purposes not connected to actually participating in said sport or games or even said college. So long and the short of it, yeah, if you're a player and just there for your paycheck, you don't have to play- and a good example of this is I'm sure Terrance Brooks is getting paid mighty well in NIL despite uhhhhh, let's call it not making the roster. That's the risk you take as a program. Of course, when a player does just that, they're going to be going to a new school the following year and their NIL valuation and options will certainly be negatively affected.
 
#172      
I think this perspective misses some key points. I took a number of classes in college that did little to prepare me for "the real world." However, for those who don't end up in the NFL, there are still invaluable lessons learned from success in team sports that are great life lessons such as the rewards of team success, how to work together as a team, how to originally come together as a team, how to weather the highs and lows of success and failure, next man up, early morning workouts, balancing multiple workloads, confident communications, and I could go on and on.

What we learn in the classroom helps us in our field of study but many of us end up in different fields. The lessons learned on a successful team are applicable across all of life.
Agree, but learning to learn applies across all of life also, no matter what courses are taken.
 
#173      
You kind of disagree with yourself there a little. I agree 100% that most (not all) of the players are majoring in football, with the goal of making it to the NFL. However, if they don't get a degree while at any university, I'm not sure how playing college football is going to prepare them to be off to a 'better start in real life". Given the fact that only 250 players are drafted annually out of about 16,000 college football players (about 1.6%), I would hope that that the 98.4% of college football players not making the league understand that the degree will do more for preparing them for the real world than just being a football player.

The football team had an 85% graduation rate which is higher than the national average so I think most know the importance of a degree.

 
#174      
I think this perspective misses some key points. I took a number of classes in college that did little to prepare me for "the real world." However, for those who don't end up in the NFL, there are still invaluable lessons learned from success in team sports that are great life lessons such as the rewards of team success, how to work together as a team, how to originally come together as a team, how to weather the highs and lows of success and failure, next man up, early morning workouts, balancing multiple workloads, confident communications, and I could go on and on.

What we learn in the classroom helps us in our field of study but many of us end up in different fields. The lessons learned on a successful team are applicable across all of life.
The same argument applies to hiring veterans, a wonderful source of potential leaders. Many employers still demand a degree for promotion beyond the lowest management positions. They may not care about your major but want to see evidence you can be organized, disciplined, and determined enough to cross the finish line. I’ve seen people with very high potential whose promotions were held up while they finish their degrees on a part time basis. It’s a filter.

I agree field of study often has little to do with where your career takes you. The degree gets you in the door in management ranks. After that you’re free to pursue many paths, as most of us do. At least half of the engineers I’ve known worked their way into general leadership careers, but the degree was their ticket to the starting line. Graduation is like completing boot camp, building a foundation for continued learning and growth. I’m pleased to see an 85% graduation rate, likely higher than the university as a whole. Well done!
 
#175      
I think this perspective misses some key points. I took a number of classes in college that did little to prepare me for "the real world." However, for those who don't end up in the NFL, there are still invaluable lessons learned from success in team sports that are great life lessons such as the rewards of team success, how to work together as a team, how to originally come together as a team, how to weather the highs and lows of success and failure, next man up, early morning workouts, balancing multiple workloads, confident communications, and I could go on and on.

What we learn in the classroom helps us in our field of study but many of us end up in different fields. The lessons learned on a successful team are applicable across all of life.
I don't disagree with your viewpoint, many valuable lessons are learned by participating in athletics, and some are foundational to life success. I would suggest however, that academic success is a better indicator to the general business world that the prospective employer is worthy of hiring with a potential for success than is success on the athletic field of play for the average American football player. Someone with the academic credentials (i.e. a degree) with experience on the playing field is likely a candidate worth pursuing.

The same argument applies to hiring veterans, a wonderful source of potential leaders. Many employers still demand a degree for promotion beyond the lowest management positions. They may not care about your major but want to see evidence you can be organized, disciplined, and determined enough to cross the finish line. I’ve seen people with very high potential whose promotions were held up while they finish their degrees on a part time basis. It’s a filter.

I agree field of study often has little to do with where your career takes you. The degree gets you in the door in management ranks. After that you’re free to pursue many paths, as most of us do. At least half of the engineers I’ve known worked their way into general leadership careers, but the degree was their ticket to the starting line. Graduation is like completing boot camp, building a foundation for continued learning and growth. I’m pleased to see an 85% graduation rate, likely higher than the university as a whole. Well done!
I wholeheartedly agree. the challenges faced very early in their military career provides veterans life experiences far earlier than the average college graduate. The military trains its' members that everyone is going to be a leader at some point in their career, and it may be far earlier than planned. Think of the young E-2's, E-3's and E-4's in the most recent conflicts in the desert (and every conflict we've ever fought in for that matter) that were pressed into leadership roles when their leader was injured or killed. A pretty heavy load for an 18, 29, or 20 year old. Add the fact that the military requires degrees and frequently advanced degrees for career advancement highlights the emphasis on "book learnin'". @Dkayak , the bolded above in your post is a point worth emphasizing. Outside of many certain professions (medicine, law, engineering, etc.) which require professional licensing, a degree in a particular field is not required for professional advancement, it is an indicator that the individual "checks the box" in terms of understanding what the marketplace requires for a particular job. Like you, I'm very proud of the graduation rate for all of the athletic teams - they carry the load of other students with the athletic demands of their particular sport. I L L
 
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