It was a good timeout imo, as a former player I immediately saw the personnel on the field was not suitable to cover the players they were going to have to guard. Might've gone for a touchdown instead of a first down.don't think you need hindsight to scratch your head on why you would give the opponent an opportunity to set themselves and come up with a play on 4th and 5 at the 50. If the D is not prepared for a situation such as this (from gaming it in practice) then we continue to be unprepared.
If you think you can stop them at the 50 on 4th down - then all TOs are like gold. Basically lovie was playing not to lose, rather than to win in that situation.