Imagine DeVito, Chase Brown, Newton, Randolph, Weatherspoon, and Sydney Brown all skipped the bowl game
Would you want to watch Sitowski and our 2nd string defense play vs. MSU 2nd string
Of course I would rather see our best vs their best. However, my position is that if all of these players were to sit out, I do not think it would have an overly negative impact on those who were already willing to travel and attend the game. Those who are going to watch the game on television are still going to watch the game, albeit maybe not as intensely. As a fan, I would always want to see the best players playing in bowl games, but I understand the delicacies on why players make strategic decision to sit out bowl games.
I was simply responding to the thought that NIL deals would be the magical cure to players sitting out bowl games. I think it could work in certain scenarios (generally in higher tier bowl games where there is substantially more money at play and these sorts of deals make sense), but the largest hurdle is the value of the deals/cost of insurance in these "lower-tier" bowl games. What is the fair market value of the insurance payout (the fair market value may be well below what players would expect or demand, should they get serious injury)? What is the cost of the premium to setup these policies, especially if a player demands an excessively inflated payout. Also the complexities of insurance packages may scare away a player from accepting for one game (background screenings, issues obtaining payout should injury occur, etc.) I believe there is some NIL package that will incentivize some to play (in our particular game it might work), but in general, I do not think blanket NIL deals will be enough to end the issue of players sitting out bowl games in general. I hope I am wrong, but this is a very complex issue. I for one am not going to sweat if a number of top tier players sit out non-playoff bowl games (each individual needs to make their optimal decision based upon the factors as they see them), as I am still going to watch these games, and it is still a great development for players that plan on suiting up for the team next year.
I do 100% agree with your comment on those who enter transfer portal before bowl game, but my guess is many of these players are trying to get a jumpstart on other players, and as long as they are not in the portal, they cannot be in "contact" with other coaches. These issues of players sitting out bowl games due to transfer or protecting draft stock are very complicated.