It may be possible to spin that answer a bit further if we assume that that three NAIA years might also be treated as only one NCAA year. That would make the current year his fourth year. I don't think he would qualify for a fifth "COVID year" since he was not in an NCAA program during the plague years.Sorta. Regardless if you play 1 year or 2 years at a JC only counts as 1 year when transferring to a 4 year at least to a school in the NCAA not sure how the NAIA handles it. So say you play 2 years at a JC you still have 3 years of eligibility at a 4 year after transferring.
I thought I had a clever argument that he could be eligible for another year, but that argument depends on NAIA counting as zero and not as one. I think I've just talked myself out of the whole idea.